There is no doubt that 2022 will stand out as one for the record books. I once read that the true meaning of a moment comes to light only when we look back, and this rings especially true today. As I look back on 2022, I am incredibly proud of what the team at Polly – in close collaboration with our valued customer partners and industry peers – has achieved. I am proud to have called this industry home for multiple decades and I still find myself in awe of the strength and resilience of those within it, especially in today’s challenging market environment.
 
But above all, I am humbled when I look out at this industry and its participants that I respect so much, and I see that the energy and excitement about Polly is palpable.
 
This year, Polly’s client base more than doubled and our team continues to successfully onboard clients using a unique customer-first approach that has proven to be seamless, easy, and efficient. We have joined forces with dozens of industry trailblazers and other best-of-breed mortgage technology vendors to create a comprehensive library of seamless API integrations. We are very well capitalized and with ~60% of our workforce focused on product development and engineering, we will only continue to make deep investments in R&D. Pair this foundation and our enthusiasm with a world-class board of directors, group of advisors, and executive team, and Polly is well positioned to execute and continue driving demonstrable value across the industry. We are: TRUSTED. INNOVATIVE. ALL IN.
 
In the face of sustained market uncertainty, we will continue to rally with those in this space and accelerate our pace of innovation. We will not only navigate the current market conditions, but also help position industry participants for ultimate success with a tech stack that works for them, and not against them. We will continue to redefine the mortgage capital markets space and lead by example, building the most revolutionary software available to the industry today.
 
I invite you to stay tuned for some big and exciting announcements in 2023 and as always, please reach out if you have any questions or if we can be of any assistance. We are here to partner with those in this industry. We are here to serve you, to listen and learn, and to support you in the best way possible.
 
Sending my best wishes for a safe, peaceful, and happy New Year.
 
Adam Carmel
Founder and CEO