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The Increasing Cost of Efficiency
Data and analytics, Industry insights, Product and pricing, Capital markets, Loan trading, Mortgage tech

The Increasing Cost of Efficiency

Capacity planning is one of those things you learn through experience—sometimes the hard way.Back in college, when one of my roommates finally bit the bullet and got a Costco membership, all four of us would pile into my Honda Accord, make the trek...

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Automation vs. Situational Awareness
Industry insights, Product and pricing, Capital markets, Mortgage tech

Automation vs. Situational Awareness

I had my first misfire with Waymo this past weekend. For those who don't know, Waymo is a fully autonomous ride-hailing service operating in San Francisco, Los Angeles, Phoenix, and Austin. It's an incredible experience, and if you haven't tried it...

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Exceptions for Mortgages and Maybe One Day… Restaurants
Industry insights, Product and pricing, Capital markets, Mortgage tech

Exceptions for Mortgages and Maybe One Day… Restaurants

Earlier this month, my wife and I were trying to sync up our weekend schedules. Between the kids’ sports, birthday parties, social events, and just general life, we had to figure out who needed to be where and when. That’s when we both realized...

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Margin Leakage in a Market Rally
Data and analytics, Industry insights, Capital markets

Margin Leakage in a Market Rally

As I write my first (and hopefully not my last) column for Rob and Robbie, the CME Group's FedWatch is giving a 57.5% chance of a 50-bps rate cut at the September 18th FOMC meeting, with the 10-year treasury at 4%.

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