ON THE PULSE with Polly | Industry insights

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Industry insights, Capital markets, Mortgage tech

An open letter from Polly Founder and CEO, Adam Carmel

As we near the end of another incredible year, I am reflecting on Polly's mission, our vision, and what we have been able to achieve in collaboration with our customer partners. When Polly was founded in 2019, it was clear then—and even more so...

Industry insights, Product and pricing, Capital markets, Mortgage tech

Polly’s Implementation and Onboarding in Action: An In-depth Conversation with VanDyk Mortgage Corporation and iQ Credit Union

Switching technology providers is equal parts exciting and daunting. We understand this completely. Implementation challenges fall among the myriad of other obstacles that have beset the mortgage industry over the last 20+ years. But as we always...

Data and analytics, Industry insights, Product and pricing, Capital markets, Loan trading, Mortgage tech

Laying the Foundation for Success: What to Expect During Polly’s Implementation and Onboarding Process

Juggling compliance regulations, navigating market volatility, and exceeding borrower expectations—mortgage lenders already have enough on their plates and do not need a complex tech rollout slowing them down. Here at Polly, we get it.

Industry insights, Product and pricing, Capital markets, Mortgage tech

Exceptions for Mortgages and Maybe One Day… Restaurants

Earlier this month, my wife and I were trying to sync up our weekend schedules. Between the kids’ sports, birthday parties, social events, and just general life, we had to figure out who needed to be where and when. That’s when we both realized...

Data and analytics, Industry insights, Capital markets

Margin Leakage in a Market Rally

As I write my first (and hopefully not my last) column for Rob and Robbie, the CME Group's FedWatch is giving a 57.5% chance of a 50-bps rate cut at the September 18th FOMC meeting, with the 10-year treasury at 4%.

Industry insights, Capital markets, Mortgage tech

An open letter from Polly Founder and CEO

As 2023 comes to an end, I want to take a moment to reflect on the remarkable success we have achieved together and share my excitement for 2024. Polly had another record-breaking year across every dimension in 2023.

Industry insights, Product and pricing, Capital markets, Loan trading, Mortgage tech

When Polly met Freddie: The past, present, and future of secondary marketing technology

Polly has worked with Freddie Mac since we burst onto the scene in 2019 with the industry’s first cloud-native, vertically integrated capital markets solution.

Industry insights, Product and pricing, Capital markets, Mortgage tech

Non-QM: Five ways a PPE can make loan officers' lives easier

Loan officers are the public face of a financial institution. In addition to establishing and maintaining solid relationships with realtors and builders, they also act as trusted advisors to their borrowers – and this trust is crucial when working...

Industry insights, Capital markets, Mortgage tech

A letter from Polly Founder and CEO, Adam Carmel

There is no doubt that 2022 will stand out as one for the record books. I once read that the true meaning of a moment comes to light only when we look back, and this rings especially true today. As I look back on 2022, I am incredibly proud of what...

Industry insights, Capital markets

Rewriting narratives across the mortgage capital markets vertical

Here at Polly, we are in the business of rewriting narratives that have existed for decades. This mission began back in 2016, when a small team of innovators was on the hunt for a modern and agile PPE. Necessity is the mother of invention,...

Industry insights, Capital markets

A market in flux can offer lenders a real opportunity

Polly's Founder and CEO, Adam Carmel, recently connected with the Mortgage Bankers Association for an executive conversation about the current state of the mortgage industry. The discussion was prompted by the interest rate spikes seen in H1 of...

Industry insights, Capital markets

Achieving a true future-state mortgage operation with automation

Every year, billions of dollars are lost due to ineffective processes, system inefficiencies, and manual mistakes. As the mortgage industry shifts more and more toward modern, cloud-native technologies, one buzzword continues to stand out among the...