ON THE PULSE with Polly

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Data and analytics, Industry insights, Product and pricing, Capital markets, Loan trading, Mortgage tech

Laying the Foundation for Success: What to Expect During Polly’s Implementation and Onboarding Process

Juggling compliance regulations, navigating market volatility, and exceeding borrower expectations—mortgage lenders already have enough on their plates and do not need a complex tech rollout slowing them down. Here at Polly, we get it.

Industry insights, Product and pricing, Capital markets, Mortgage tech

Exceptions for Mortgages and Maybe One Day… Restaurants

Earlier this month, my wife and I were trying to sync up our weekend schedules. Between the kids’ sports, birthday parties, social events, and just general life, we had to figure out who needed to be where and when. That’s when we both realized...

Data and analytics, Industry insights, Capital markets

Margin Leakage in a Market Rally

As I write my first (and hopefully not my last) column for Rob and Robbie, the CME Group's FedWatch is giving a 57.5% chance of a 50-bps rate cut at the September 18th FOMC meeting, with the 10-year treasury at 4%.

Industry insights, Capital markets, Mortgage tech

An open letter from Polly Founder and CEO

As 2023 comes to an end, I want to take a moment to reflect on the remarkable success we have achieved together and share my excitement for 2024. Polly had another record-breaking year across every dimension in 2023.

Industry insights, Product and pricing, Capital markets, Loan trading, Mortgage tech

When Polly met Freddie: The past, present, and future of secondary marketing technology

Polly has worked with Freddie Mac since we burst onto the scene in 2019 with the industry’s first cloud-native, vertically integrated capital markets solution.

Industry insights, Product and pricing, Capital markets, Mortgage tech

Non-QM: Five ways a PPE can make loan officers' lives easier

Loan officers are the public face of a financial institution. In addition to establishing and maintaining solid relationships with realtors and builders, they also act as trusted advisors to their borrowers – and this trust is crucial when working...

Industry insights, Capital markets, Mortgage tech

A letter from Polly Founder and CEO, Adam Carmel

There is no doubt that 2022 will stand out as one for the record books. I once read that the true meaning of a moment comes to light only when we look back, and this rings especially true today. As I look back on 2022, I am incredibly proud of what...

Capital markets, Mortgage tech

Why building the future of capital markets is all about partnerships

Having recently returned from the 2022 MBA Annual in Nashville, we are reminded of the resilience and positivity of colleagues and friends that share my passion for this industry. While this gathering of great minds was a breath of fresh air...

Capital markets, Mortgage tech

Identifying the right mortgage tech provider to set the stage for automation success

Interest rates have only continued to climb, and paired with the ongoing housing shortage, mortgage lenders face an array of challenges as they continue to seek new ways to enhance and streamline business operations. The right mortgage...

Industry insights, Capital markets

Rewriting narratives across the mortgage capital markets vertical

Here at Polly, we are in the business of rewriting narratives that have existed for decades. This mission began back in 2016, when a small team of innovators was on the hunt for a modern and agile PPE. Necessity is the mother of invention,...

Industry insights, Capital markets

A market in flux can offer lenders a real opportunity

Polly's Founder and CEO, Adam Carmel, recently connected with the Mortgage Bankers Association for an executive conversation about the current state of the mortgage industry. The discussion was prompted by the interest rate spikes seen in H1 of...

Product and pricing, Capital markets, Mortgage tech

Using APIs to enhance borrower relationships, support process automation, and drive efficiency goals

In previous articles, our authors have spoken to the incredible opportunity that Polly saw in the untapped capital markets category. We've mentioned that while most industry innovators had focused on POS, LOS, and loan servicing solutions, Polly...

Product and pricing, Capital markets, Mortgage tech

Improving the efficiency and success of your mortgage operations through a mobile-responsive UI

We have talked before about Polly’s comprehensive suite of features and the robust functionality available within our only-of-its-kind, vertically integrated capital markets solution. We have shared the importance of being cloud-native and...

Product and pricing, Capital markets

Better, faster, smarter: making the switch to cloud-native technology

In the latest article, we compare cloud-enabled, cloud-based, and cloud-native technologies and discuss why it’s important to understand the difference when selecting a mortgage tech provider. With that information in mind, we can now turn our...

Product and pricing, Capital markets

Cloud-enabled, -based and -native: why it’s important to know the difference

As technology becomes increasingly relied upon for lenders that seek to modernize and streamline internal operations, the term “cloud” is somewhat ubiquitous and can certainly be misleading. We are sure you have heard it, tossed around here and...

Industry insights, Capital markets

Achieving a true future-state mortgage operation with automation

Every year, billions of dollars are lost due to ineffective processes, system inefficiencies, and manual mistakes. As the mortgage industry shifts more and more toward modern, cloud-native technologies, one buzzword continues to stand out among the...

Product and pricing, Capital markets, Mortgage tech

Set your mortgage operations up for success: key considerations when evaluating your tech stack

Keeping in lockstep with evolving market conditions While lenders face a steep volume decline in comparison to 2022’s refi boom, current market conditions create an ideal time to plan for the future and set your mortgage operations up for success....

Capital markets, Mortgage tech

Polly drives mortgage innovation and transforms the capital markets value chain

Addressing a decades-long void While various industries have been quick to adopt modern, cloud-native technology to streamline internal processes and workflows, specific categories within the mortgage space have historically gone untouched....